How to Change Military Direct Deposit in myPay

Before changing the account

• Obtain the bank routing number from the institution, not from an unverified search result.
• Use the deposit-account number, not a debit-card or membership number.
• Confirm whether the account is checking or savings.

Make the change in myPay

1. Sign in to the official myPay site.
2. Open the direct-deposit section for the applicable pay account.
3. Enter and review the new routing and account details.
4. Save the confirmation or effective-date notice.

Keep an overlap period

Leave the previous account open through at least the first successful deposit to the new account. This provides a recovery path if a payment was already in process or the new instructions are rejected.

Protect your credentials

Navigate to myPay through an official DFAS link or saved bookmark. Never send login credentials, security codes or full account details by email.

Choose the safest point in the pay cycle

A submitted change is not proof that the next payment will use the new account. Payroll instructions may already be in process. Make the change with enough lead time, save the confirmation and check the next LES for the destination account.

Do not close the former account immediately. Keeping both accounts open through the first successful new deposit provides a destination if the old instruction was already transmitted and reduces the chance of a returned payment.

Direct-deposit change checklist

Verify every field against information supplied directly by the receiving institution.

• Nine-digit routing number
• Deposit account number and account type
• myPay confirmation or effective-date notice
• Both account balances and transaction history during the overlap

Common questions